Advanced Fractional Advisory brings 25 years of senior management consulting experience — from PwC, Cognizant Consulting, and Protiviti — directly to your small business. CFO and COO expertise that drives real results, without the full-time price tag.
Pointed, high-impact advisory for small business owners between $2M and $20M in revenue — who need senior financial and operational leadership without committing to a full-time executive.
Senior financial leadership that transforms your numbers into a growth engine. We bring institutional-grade financial management to your business.
A clear financial and operational blueprint for owners who are ready to grow — sustainably, profitably, and without adding unnecessary complexity.
Systems and processes that let your business scale without scaling your chaos — including real-time operational dashboards and targeted AI integration.
Whether you're preparing to sell, navigating a difficult stretch, or need PE-grade financial reporting — we've done this work at the highest level.
Abhishek ("Abhi") Roy brings 25 years of senior management consulting experience from three of the world's most respected advisory firms — PwC, Cognizant Consulting, and Protiviti. His career has been focused on driving transformational outcomes for banking and financial services clients, from midsize regional banks to global institutions. These transformations have included large-scale digitization of front-to-back processes, modernization and rationalization across platforms, driving initiatives to make teams and their processes more efficient, helping accelerate speed-to-market with increased agility across people, process, and systems, taking costs out — and more recently, embedding AI tools and agent-driven efficiencies across the business.
He also brings direct operating experience. As part of the Business Analysis & Planning team at a Carmel-headquartered utility services provider that grew from a $100M to a $1B+ business, Abhi built district-level P&L reporting across 30 markets in 12 states, designed real-time operational dashboards tracking daily service completions, complaints, damages, customer accolades, and new contracts, and delivered the financial discipline and PE reporting rigor that a PE-backed business of that scale demands.
When you engage Advanced Fractional Advisory, you're getting a seasoned management consultant who has driven successful transformations across Digital initiatives, Operational Enhancements, Product Development, Financial Discipline, and Customer Experience — in a fractional capacity, at a cost that makes sense for your business stage.
"Small businesses deserve the same financial discipline and operational rigor that top consulting firms bring to Fortune 500 companies. That's exactly what I deliver — at a fraction of the cost."
We make your numbers readable, actionable, and tied to decisions — not just reportable.
Systems built to scale without adding overhead. Dashboards you'll actually use every day.
Fortune 500 methodology applied to small business realities. No fluff — just results.
Indianapolis-based, Indiana-focused, personally invested in your community and your success.
Advanced Fractional Advisory isn't just one advisor — it's a curated network of seasoned specialists I can activate on your behalf, right-sized to what your business actually needs.
25+ years in the Indianapolis market. Tax strategy, audit readiness, and financial statement preparation — a trusted local accountant ready to integrate with your engagement.
A strong AI developer partner who can accelerate any AI use case — from intelligent dashboards and workflow automation to custom tools that eliminate manual work and unlock new capabilities.
A seasoned legal consultant available for contract review, vendor agreements, partnership structures, and any legal question that comes up in the course of your engagement.
Access to surge staffing resources for project-based or seasonal peaks — so you can scale your team quickly without the overhead of permanent hires.
Every engagement is different. Every result is measurable. Here's the kind of impact fractional advisory delivers for small businesses in the Indianapolis market.
For a Carmel-headquartered utility services provider that scaled from $100M to over $1B in revenue, we built district-level profitability reporting across 30 operational markets in 12 states — giving leadership real-time financial visibility they'd never had, and the data to make confident resource decisions.
Designed and deployed a daily operational scorecard tracking service requests completed, complaints, damages, customer accolades, new contracts, and efficiency metrics — giving leadership a single view of the business every morning before 8am.
What typically takes a $250K+ CFO or COO hire to accomplish, we deliver on a fractional basis — strategic financial planning, operational excellence, AI enablement, and PE-grade reporting — for a fraction of the cost and with no long-term commitment required.
Structured and drove the launch of a Digital Lending product for a National Lender — coordinating 10 workstreams spanning Customer Experience, Channel Design, Product Development, Data, and Change Management. Included communication and training for over 2,000 storefront employees, resulting in a successful multi-state omni-channel product launch.
Helped a midsize bank cut its financial close cycle from 45 days to under 10. The engagement included a deep-dive review of the end-to-end close process and targeted optimizations across people, process, and technology — delivering a dramatically faster, more reliable close.
Helped a Private Equity firm evaluate several small lenders for potential acquisition — assessing each target's systems, teams, processes, financial health, and opportunities for growth. Delivered the rigorous due diligence framework the firm needed to make confident investment decisions.
Streamlined all aspects of Banking Operations at a midsize bank — covering Lending Operations, Deposit Operations, and Fraud Prevention. Enhanced systems, sourcing partners, and metrics/KPIs across the board. The result: 25% improvement in overall operational efficiency and a meaningful reduction in associated expenses.
A 30-minute strategy call is free. We'll assess where you are, identify the highest-leverage opportunities, and give you an honest picture of how fractional advisory could help — no pressure, no obligation.